Everything You Need to Know

Elite Repair is a full-service solution where our experts directly dispute inaccuracies on your behalf. The Mentorship is an educational program where we teach you the system, strategies, and letter-writing skills to execute the process yourself and gain lifelong credit mastery.

Authorized User (AU) tradelines are a legal and common credit-building tool. A CPN (Credit Profile Number), however, is a serious instrument with a specific legal purpose (e.g., for certain high-profile individuals). We provide education on compliant usage for establishing new business credit profiles—not for misrepresenting your identity or deceiving lenders. We are transparent about the legal boundaries.

Timelines vary. Initial dispute responses from bureaus take 30-45 days. A full credit restoration project typically spans 3-6 months for significant results. The impact of seasoned primary tradelines can be reflected in your score within 30 days of reporting.